Private Money Lending Investors

Hard money loans investors can look at a diversity in financial investments utilizing private loans. Hard money Borrowers need a private loan that traditional banks cannot process. The loan is backed with a commercial property as collateral, the hard money investor gets a better rate of return and helps private loan borrowers. If you are an investor in California looking into hard money loan investors, bridge loans, private money investors call SouthCal Financial for comprehensive details.

Who may invest:

• Individuals
• Family Trusts
• Corporations
• Limited Partnerships
• General Partnerships
• 401k Plans
• Institutional Lenders
• Mortgage Partnership Pools
• Foreign Trusts
• REITs

Investor qualification:

Investors or Entities must meet the following minimum criteria:

• California Resident(s)
• Each Investor must be a “Qualified Real Estate Investor(s).” A qualified real estate investor includes any one of the following:

• Any natural person whose individual net worth, or joint net worth with his/her spouse, at the time of investment exceeds $250,000 (excluding home, home furnishings, and automobiles) and any individual income in excess of $100,000 in each of the two most recent years and has a reasonable expectation of reaching the same income level in the current year; or
• Any natural person whose individual net worth, or joint net worth with that persons spouse, at the time of investment exceeds $500,000 (exclusive of home, home furnishings, and automobiles); or
• Trusts (not including family trusts), corporations, partnerships and other entities with total assets of $5,000,000 or more not formed for the specific purpose of acquiring the securities offered, whose purchase is directed by a sophisticated person as described in Regulation D, Rule 506(b)(2)(ii); or

• An entity is which all of the equity owners are qualified Real Estate Investors.

• Due to the enhanced risk of the types of loans offered SCFG requires that the amount of each Investor’s investment in any offering by SCFG not exceed ten percent (10%) of such Investor’s net worth (exclusive of home, home furnishings, and automobiles).

Disclosure: Nothing on this website constitutes an offer to sell or a solicitation of an offer for investment. An offer is made only by the offering circular and material disclosure package. Past performance is not an indication of future results. Investments are NOT insured by any government agency and are NOT guaranteed. Investments offered through SouthCal Financial Group, Inc. are available to California residents only, are not liquid, not transferable, and involve substantial risk, including the possible loss of all principal. Investments in trust deeds secured by one or more security interests in real property are subject to risk of loss.